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Services - What The Smart Payment Plan Does

The end of the month causes anxiety for many people who have to make loan payments. It is easy for mortgage payments to exceed $1000, which often makes them difficult to pay. When you consider the costs of other loans for health care services, college, vehicles, and other products, it is a wonder that all of the bills ever get paid. SMART Payment Plan and some other companies, though, offer a better loan repayment option: biweekly half payments.

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Contact The Smart Payment Plan

Please call 1-800-481-6863 to speak to a representative.
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Welcome to The Smart Payment Plan

The vast majority of modern people need mortgages to help them buy homes. Many of those people, though, have difficulty repaying the loan because they can’t afford high monthly payments. SMART Payment Plan makes your loan repayment easier by putting you on a biweekly rather than a monthly schedule.

A Biweekly Repayment Schedule from SMART Payment Plan

If mortgage payments weren’t so high, then people wouldn’t have such a hard time paying them. SMART Payment Plan has found an easy way to help you make smaller payments without extending the term of your loan. In fact, you can shorten it. SMART Payment Plan uses a biweekly schedule instead of a conventional monthly schedule. That means you make half payments every other week instead of full payments once a month. Our clients find that this is helpful because they can make payments right after they get their paychecks. This is a sensible solution that anyone can follow.

Pay Off Your Mortgage Faster with SMART Payment Plan

Making smaller payments is an obvious benefit of SMART Payment Plan’s biweekly schedule. In addition to this, you will find that you actually pay off your mortgage faster. How can making smaller payments help you pay off a loan sooner? When you make a half payment every other week, you actually end up making 13 whole payments each year. People who make whole payments once a month, though, only send in 12 payments a year.

Getting Out of Debt with SMART Payment Plan

Depending on the specific terms of your loan, SMART Payment Plan’s biweekly schedule could even help you save money in the long run. Since you make more payments per year than those with conventional payment schedules, you will acquire less interest over the years. That means you can reduce the amount of time that you have to pay interest on your principal loan amount.

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Please call 1-800-481-6863 to speak to a representative.
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The end of the month causes anxiety for many people who have to make loan payments. SMART Payment Plan offers a better loan repayment option: biweekly half payments.    Read More
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